Earn 4.7% yield to maturity* with USD Cash Plus

Short-dated US Treasuries are also known as Treasury bills (T-bills). They're debt securities issued by the US government with a maturity of one year or less, making them highly liquid.

US Treasuries are backed by the US government, making them virtually one of the safest investments around. The US government has a long history of meeting its debt obligations since it can pay off its debts by raising taxes or printing more money.  The only credit risk would come from the highly unlikely scenario that the US government would default.

We offer USD Cash Plus as part of our Flexible Portfolios offering, which allows you to build and customise your portfolio. You can adjust it any time and make the portfolio unique to your preferences by adding or removing asset classes. For example, you could add exposure to Emerging Markets or local government bonds. It’s free to make any changes, any time you want.

USD Cash Plus invests 99% in short-term US Treasury Bills, which are ultra-low-risk investments. That’s because Treasury Bills are fully backed by the US government, which guarantees that your interest and principal payments will be paid on time. Their short maturities of 0-3 months make them less sensitive to interest rate movements and highly liquid, meaning that they can be easily converted to cash. The only credit risk would come from the highly unlikely scenario that the US government would default.

However, keep in mind that the USD Cash Plus is a USD-based portfolio, so your returns might be subject to currency fluctuations between USD and THB.

Everyone. Since US Treasuries are ultra-low risk and liquid, it’s a great way to grow your cash.

USD Cash Plus is perfect for those planning future expenses in USD, such as saving for children's tuition overseas, holding your cash in USD for your upcoming overseas investment, diversifying local currency exposure with the world’s safe haven currency, or taking advantage of the current decade-high yield of the ultra-low risk US treasuries.

The underlying ETF is an accumulating share class. This means that the dividends received will be reinvested in the ETF instead of being paid out, increasing the value of your ETF. Over time, you will compound your gains - thanks to the power of compounding interest.

As always with StashAway, there are no restrictions for withdrawals, so you can withdraw any amount from your portfolio, at any time.